This document provides an overview of Skandinaviska Enskilda Banken (SEB) for the first half of 2008. It includes key figures on operating profit, asset quality, divisions, and ratings. SEB saw operating profit decline 23% compared to the second quarter of 2007, though net interest income increased 12% due to growth in lending volume and margins. The document also outlines SEB's organization structure and provides profit and loss statements by quarter comparing 2008 to 2007.