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The European Business Wallets
Why They Matter? and How They're Changing the Way
Businesses Transact
Lal Chandran - Co-Founder and CTO - iGrant.io, Sweden
Global Digital Collaboration, Geneva, 02-July, 2025
Why Business Wallets
Matter?
An Individual Wallet is only as useful as the ecosystem around it
From Ecosystem Vision to Real-World Workflows
How we tackled this in the European Digital Identity Wallet Consortium (EWC) LSPs?
MEMBER STATE WALLET PROVIDER
ISSUER ORGANISATIONS
(OF VERIFIABLE CREDENTIALS OR ELECTRONIC
ATTESTATIONS)
SERVICE PROVIDERS
(RELYING PARTIES OR VERIFIERS OF DIGITAL
CREDENTIALS)
CITIZEN / WALLET USER
● B2C Travel Scenarios
● Enabling Payments in EUDI Wallets
● Business-to-business usecases
Improved performance
Cost savings
Enhanced user experience
Goals
Key Challenges For Businesses
Natural Person Wallet
User Experience
Regulatory Compliance (Identity and Data Regulations, Industry Specific Regulations)
User Experience Support and Business Workflows
Enabling Trust at Scale (E.g. RP access certificates, Integration with QTSPs, EU Trust List)
Business Wallets and Ecosystem
Interoperability (Within Member State Ecosystem + Cross Border)
Integrations within wallets ecosystem (PID, LPID, QEAAs, QES etc.)
b
Linking Bank Account with
EUDI Wallet
Link EUDI Wallet to Bank Account
EWC Payments: First Production Deployment of EUDI
Wallet for Ferry Ticket Purchase
Tryout at: https://igrant.io/eudi-wallet-payments.html
Demo: Linking Bank Account with EUDI Wallet
Simplified
User
Experience
The Business Wallet: Making Complex
Interactions Simple
The Business Wallet: Making Complex
Interactions Simple
Trust (via LPID and EU Trust List)
b
Payment Confirmation with
EUDI Wallet + Receipts +
(Boarding Pass)
Demo: Confirming Payment with EUDI Wallet + Receipts
Use EUDI Wallet to Approve a Payment
The Business Wallet: Making Complex
Interactions Simple! Again!
15
Trust (via LPID and EU Trust List)
The EUDI Wallet Ecosystem Components
Extensions Layer
EU Digital Identity Wallet Layer
Trust Layer: A legal and secure foundation enabled by QTSPs, Registered RPs, wallets and federated across
the EU via the EU Trust List or similar
Application
and
Business
Workflow
Integrations
Functional Extensions (Passwordless login, Digital Product Passport,
Electronic Signing etc.)
Domain Specific Extensions (Public Sector, Banking and Payments,
Travel, Healthcare, Telecom etc.)
Natural Person Wallet Legal Person Identity Wallet Issuers Holder Verifiers or Relying Party
Schema Repository:
Standardised schemas for
issuance and verifications
The Wallet Technology Is Ready.
The Ecosystem Components Are Ready.
Are You In?

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The European Business Wallet: Why It Matters and How It Powers the EUDI Ecosystem

  • 1. The European Business Wallets Why They Matter? and How They're Changing the Way Businesses Transact Lal Chandran - Co-Founder and CTO - iGrant.io, Sweden Global Digital Collaboration, Geneva, 02-July, 2025
  • 2. Why Business Wallets Matter? An Individual Wallet is only as useful as the ecosystem around it
  • 3. From Ecosystem Vision to Real-World Workflows How we tackled this in the European Digital Identity Wallet Consortium (EWC) LSPs? MEMBER STATE WALLET PROVIDER ISSUER ORGANISATIONS (OF VERIFIABLE CREDENTIALS OR ELECTRONIC ATTESTATIONS) SERVICE PROVIDERS (RELYING PARTIES OR VERIFIERS OF DIGITAL CREDENTIALS) CITIZEN / WALLET USER ● B2C Travel Scenarios ● Enabling Payments in EUDI Wallets ● Business-to-business usecases Improved performance Cost savings Enhanced user experience Goals
  • 4. Key Challenges For Businesses Natural Person Wallet User Experience Regulatory Compliance (Identity and Data Regulations, Industry Specific Regulations) User Experience Support and Business Workflows Enabling Trust at Scale (E.g. RP access certificates, Integration with QTSPs, EU Trust List) Business Wallets and Ecosystem Interoperability (Within Member State Ecosystem + Cross Border) Integrations within wallets ecosystem (PID, LPID, QEAAs, QES etc.)
  • 5. b Linking Bank Account with EUDI Wallet
  • 6. Link EUDI Wallet to Bank Account
  • 7. EWC Payments: First Production Deployment of EUDI Wallet for Ferry Ticket Purchase Tryout at: https://igrant.io/eudi-wallet-payments.html
  • 8. Demo: Linking Bank Account with EUDI Wallet
  • 10. The Business Wallet: Making Complex Interactions Simple
  • 11. The Business Wallet: Making Complex Interactions Simple Trust (via LPID and EU Trust List)
  • 12. b Payment Confirmation with EUDI Wallet + Receipts + (Boarding Pass)
  • 13. Demo: Confirming Payment with EUDI Wallet + Receipts
  • 14. Use EUDI Wallet to Approve a Payment
  • 15. The Business Wallet: Making Complex Interactions Simple! Again! 15 Trust (via LPID and EU Trust List)
  • 16. The EUDI Wallet Ecosystem Components Extensions Layer EU Digital Identity Wallet Layer Trust Layer: A legal and secure foundation enabled by QTSPs, Registered RPs, wallets and federated across the EU via the EU Trust List or similar Application and Business Workflow Integrations Functional Extensions (Passwordless login, Digital Product Passport, Electronic Signing etc.) Domain Specific Extensions (Public Sector, Banking and Payments, Travel, Healthcare, Telecom etc.) Natural Person Wallet Legal Person Identity Wallet Issuers Holder Verifiers or Relying Party Schema Repository: Standardised schemas for issuance and verifications
  • 17. The Wallet Technology Is Ready. The Ecosystem Components Are Ready. Are You In?