The most recommended fintech solution providers 2021

The Most Recommended
Fintech Solution
Providers : 2021
Celebra ng the future of a safe and secure financial
environment, Paytweak in our cover story defines the way
of a universal lifestyle even in Covid19 situa on. With no
compromise in place, Theirry Meimoun, Founder & CEO of
Paytweak highlights how fintech's are the bioteches of
finance by connec ng the dots and converging paths for
consumers.
The best of Business sec on is an inspira on to financial
growth with Ecoly q and Prodoge larger than life
professional journey.
In an interview with Ulrich Pietsch, CEO of Ecoly q shares
how sustainable banking has brought a change with best
of its products encouraging aspirants to be the change in
The Fintech industry has played a major role in global
adop on with advanced technological innova ons
encapsula ng the transcendence in me. Since the last
decade they have emerged as a source of providing more
concepts in regards to financial consumerism. As it stands
to be one of the most important sectors, The Business
Fame's edi on “The Most Recommended Fintech
Solu on Providers : 2021” is dedicated to stalwarts from
the industry.
the world for the future. Julian Kopald, Founder of
Prodoge briefs us about how a crypto currency wallet can
be beneficial and the key to securing private finances.
Given the fact of rapid digital transforma on taking place
in the fintech sector it is thus an expert's vision to enrich
and educate the consumers about the advancements. The
edi on is a sneak peak of how these entrepreneurs have
converted posi ve energies and gained their posi ons.
™

ISO 9001:2015 Certied Media Firm
™

ECOLYTIQ
Providing one-stop solution for
sustainable banking
16
PRODOGE
Cryptocurrency Wallet for
Business.
20
BEST OF BUSINESS
CONTENT
PAYTWEAK
Safe, Secure and Universal
COVER STORY | 08
FROM THE EDITOR
Digital Transformation in Finance:
Everything you Need to Know
24
Everything about contactless cards;
why you should opt for one next time
28

Thierry Meimoun
Founder & CEO
™

Safe, Secure and Universal
P A Y T W E A K
“The Link we make at Paytweak
is much more than a reference
payment link or a link between
merchants and consumers,
it's Paytweak positioned as a
Core Link in the chain that
connects the contemporary
payment world to the future
innovative journey in the
digital age.”
™

™
This Fintech software accelerates and facilitates the
collection process, integrating payments, orders,
deliveries and invoicing be it remote or at point of sale
through functionalizes used via SaaS or API, which are
UNIQUE on the market.
The Company
In the age of global digitization, the safety, security and
protection of digital data is a key concern. Malware,
viruses, phishing, are only a small part of the dangers of
our time. Faced with such situations, whether for end
users or businesses, all wish to use safe, secure and
reliable digital solutions for their finance-related tasks.
This is precisely what Paytweak offers as the leader in
secure multi-channel remote payment options.
Developed on proprietary Blockchain, AI (artificial
Fintechs are the Biotechs of Finance. A genuine
shockwave in the financial services sector, as Fintechs'
innovation is the heart in their DNA. Designed to disrupt
entrenched models and shake up conservatism and the
great traditional systems, Fintechs draw their power from
their pioneering spirit.
Paytweak develops innovative payment solutions to meet
the collection needs of businesses across ALL channels,
without geographical limits.
As a trendsetter and source of inspiration for neo-
business, innovation is the very basis of Fintechs. Quiet
forces with monumental impact, Fintechs are the
revolutionaries to break the systems. Each have their own
speciality, with their inventions they write and define the
new story and the path ahead every day, pushing the
limits of their cosmos ever further and never hesitating to
set foot in worlds still unknown to all.
Featuring for the Cover Story of The Business Fame's
issue of The Most Recommended Fintech Solution
Providers in 2021 is Paytweak, a company that is making
Fintech safe, secure and universal.
inancial technology or the Fintech is one of the
Ffastest growing areas in the global business today.
The rapid growth of Fintech market has helped
many of businesses and individuals to expand their
services during the pandemic of COVID-19. This growth
and advancements are helping the financial institutions
across the globe to reduce their costs of providing
services; it has also increased its reach to the people and
has kept up economic activity during the pandemic.
Connecting to over 500 acquirers and Payment Service
Providers (PSPs) worldwide makes Paytweak THE
universal solution triggering instant payments via all
payment methods on the market; a solution that optimizes
cash flow and significantly reduces customer payment
times.
Remaining pertinent in the digital age is not a challenge
nor a mission for Paytweak, but simply the embodiment
of its raison d'être: Paytweak is and remains relevant in
the digital world as a player in the game, a builder of the
new systems and a mover towards all new frontiers.
By investing in Machine Learning, AI and Block Chain
technologies, Paytweak is contributing to the digital
revolution. Gradually transforming and embellishing the
Link between man and technology to form a genuine
relationship based on service and trust, Paytweak makes
the Link beyond code and words and becomes the matrix
intelligence) and Machine Learning technologies and
combined with revolutionary infrastructure, Paytweak
has been both the EXPERT and LEADER in secure
remote payments for over 5 years.
“We make the link”
As a Fintech, Paytweak not only positions itself as an
actor of its time and a solution for its contemporaries, but
also carries in its DNA the futuristic and disruptive vision
for tomorrow's world of payments and technology.
Cover Story

KNOW YOUR LEADER
Thierry Meimoun Leading the Way
Founder of Paytweak and a pioneer in the
field of real-time and remote collections
via secure hyperlinks, sms, and instant
messaging and QR codes, Thierry
Meimoun is renowned in the world of
digital payment innovation.
At the age of 13, he showed his software
talent by developing a flight simulator.
The code for this software was published
in the trending computer magazine of the
1980s “Hebdogiciel”. This invention was
the starting point for a series of software
innovations over the years with the
publication three years later of D-Virus
6.06, one of the very first anti-virus
programs for 3.5" floppy disks published in
“Shareware magazine” CD-ROM. In the
late 80s, Thierry Meimoun continued to
innovate and developed one of the very
first CRM softwares, “Call Soft” deployed
in many Parisian advertising agencies,
His trailblazing continued when he won
tenders from the City of Paris Police
Prefecture to create the very first website
for the prestigious Paris Fire Brigade. At
the age of 22, he founded his first
company, “Imedia”, a web agency
specialising in development and e-
commerce. Simultaneously, he launched
the very first Singles' Magazine and sold it
to a large agency inspired by this
innovative concept. His visionary and
entrepreneur talents really came together
with his coding genius when he created
Paytweak in 2015. His vision for the
payment world was to bring secure and
integrated embedded links for customers
to click and pay. Today this payment
method created by Thierry Meimoun has
become a source of inspiration for the
market and the world of payments.
with revolutionary functionalities offering
a real customer management tool.
11 | MARCH 2021
™

of innovation in secure and real-time remote
payments.
This accelerated digitalisation has sometimes,
even often, occurred in emergency contexts
where security systems and automation have
sometimes been reduced to the bare
essentials. 2021 will be the year of
consolidation as the systems take the impact
of massive digitalisation from 2020. The
Fintechs have seen their power increase
tenfold over the past year and in the face of
future developments of cyber-security and
development of the new models implemented
last year, their role as players will be more
than even crucial and key in the year ahead.
Paytweak is a Fintech, so by its very nature, it
driven to challenge the competitive
landscape, stay one step ahead and remain
very relevant. Innovation has always been the
core code of existence of Paytweak and its
founder. Identifying and creating what does
not yet exist, bringing solutions to problems
before they happen and tweaking and tending
to client services that are still scattered, this is
Paytweak's guiding star and raison-d'être.
“The Link we make at Paytweak is much
more than a reference payment link or a link
between merchants and consumers, it's
Paytweak positioned as a Core Link in the
chain that connects the contemporary
payment world to the future innovative
journey in the digital age.”
The Road Ahead-
Going forward, Paytweak will continue to
consolidate its position as leader in secure,
real-time and remote payments by link, and
2021 will not be seen as a logical
continuation of 2020 but as necessary
extension of an extraordinary previous year.
Indeed, 2020 will be remembered as a real
fracture in world history, generating not only
an overhaul of models of all kinds but also
placing digital transformation as essential.
With multiple lockdowns and social
distancing, consumption and consumerism
have pushed the boundaries to a new level of
hyper-digitalisation of services and on
systems.
Leader and Expert in secure
remote payment since 2015
Send your payment request
by email, SMS or use the
Paytweak App turning your
smartphone into a POS
machine and using NFC
payment.
12 | MARCH 2021
™

13 | MARCH 2021
™
In addition to exciting technological developments, our
Fintech aims to increase the its partnerships with
international banks and PSPs with a view to extending its
global reach, influence and collaboration. This strategic
extension plan will be supported from the first quarter of
2021 with a Series-A fund raising.
push innovation and coding further to bring merchants
and retailors enhanced customer services in their payment
journey.
Today Paytweak is operational in Europe, Russia, North
America and Asia-Pacific with a 3-digit growth rate since
its creation. Our innovative SaaS solution has enabled us
to position ourselves among the largest players in the
industry, and our major partnerships with banks and PSPs
demonstrate our collaborative capacity. Today,
recommended by many of the largest financial
institutions and payment organisations, our company has
become a recognised and reputable name both in security
and excellence.
Already the owner of many brands, Paytweak App,
VoicePay, and Link2Pay by Paytweak, Reverse and Call
Delivery, Paytweak continues to trailblazer and create
globally recognised brands. Paytweak's next revolution
will be to invest in a major evolution of global payment
systems through quantum finance.
These multiple and valued relationships with diversified
partners form the pillars on which Paytweak stands to
prosper and complements the natural DNA pillars of
Paytweak as leader in the market offering continued
innovation in the payments sector through our brands.
This is the driving force behind Paytweak and underlying
power for its future.

ECOLYTIQ
PROVIDING ONE-STOP SOLUTION
FOR SUSTAINABLE BANKING
16 | MARCH 2021
™
16 | MARCH 2021
™

17 | MARCH 2021
™
Q. Brief us about the Company
journey of rich experience – origin,
inception, early issues, success
stories, and major milestones, to
name a few.
In Candid Conversation with
TBF, Ulrich Pietsch, the
Founder of ecolytiq, shared
some insightful views and
highlighted the influences made by
their company to be the most
recommended fintech solution
provider.
ecolytiq was founded in March 2020
– when the world was shaken by the
emergence of the Covid-19
pandemic. Where others saw despair
and gloom, the ecolytiq founders –
David Lais and Ulrich Pietsch – saw
hope. David and Ulrich founded
ecolytiq in the deep belief that,
notwithstanding the pandemic,
climate change is an issue far too
important to be ignored any longer.
ecolytiq was founded on the principle
that every bank transaction has an
impact. Millions of consumers (=
bank account owners) deserve
transparency on their personal
influence on the environment and
guidance on what they can do every
day to fight climate change.
ecolytiq's first major milestone was
developing a software based on the
Open Payment Standard by NGO
'Organization for Sustainable
Consumption'. More months of hard
work flowed into the further
development of both the product and
the growth of the team from 4
dedicated employees to over 40
impact-driven people. In November
last year, ecolytiq joined the Visa
Fintech Partner Connect Programme,
opening up new business
ecolytiq offers three core products:
ecoAware (where bank customers see
their environmental footprint, e.g.
CO2) for each bank transaction
through their online banking),
ecoEngage (bank customers learn
what they can do right now to lower
their carbon footprint and, through
feedback loops, how their
sustainability score is performing
over time), and ecoAction (how
people can offset their footprint by
donating to certified sustainable
Thinking about his next step and
purpose in life, a triggering moment
came about when watching a movie
with his two sons about the future of
the planet, explaining what would
happen if humanity failed to solve
the climate crisis. His sons started
crying, and Ulrich decided to act and
apply his knowledge in technology
for the purpose of sustainability. He
is convinced that technology is the
game changer to tackle climate
change on a broader basis.
Later on, he stuck to his childhood
passion for technology, and has
founded multiple companies that
enable new, disruptive business
models through software and
digitalization.
Throughout his life, Ulrich Pietsch
has been fascinated by technology
and started programming computers
when he was only 10 years old.
Q. Brief us about the
CEO/Founder of the Company.
Q. Kindly talk about the exclusive
products or services offered by the
Company, How does it distinguish
you from your competitors?
opportunities all over the globe.
Q. What is the present scenario of
the Fintech sector? How are you
contributing to making it better?
organizations, plus the option to
invest money into ESG funds). These
three products are unique, because
they incorporate the core ideas of
sustainability: education and action.
Sustainability-conscious consumers
will be more inclined to consider
ESG funds, which makes
sustainability a strong business case
for banks.
We educate consumers about their
individual impact on the environment
and empower them to contribute to a
better world. We offer Sustainability-
as-a-Service for financial institutions.
Q. What is the vision and mission
of the Company?
Investments are the land of milk and
honey for banks. Instead of
considering the climate crisis a
“challenge”, banks should rather
view it as the greatest opportunity.
We are in dire need of completely
overhauling our infrastructure, and
this can only be accomplished
through massive investments in the
right areas. Banks need to recognize
what the right investments are and
which of those investments benefit
our planet and our society. From a
regulatory standpoint, this appears
very complex at first. What is lacking
is transparency that many businesses
still refuse to provide. “Data is the
new gold” – which is true in many
industries, but this approach does not
support sustainability. Solving the
climate crisis is a joint effort, which
means that we must learn to share
our data. Not personal information,
but the crucial information that

18 | MARCH 2021
Q. What are the marketing
strategies adopted by the
Company?
We are operating in a B2B2C
business model: the customers, who
purchase our Sustainability-as-a-
Service software, are the banks and
financial institutions. The benefit of
our technology is for the consumer.
Our business model is holistic and,
through being a Visa Fintech Partner,
we are currently rolling out our
affects our impact on the
environment. We need transparency
and data – which is why digitization
is the key. The financial world can be
a great pioneer in using existing data
to create transparency, but also define
new standards and requirements to
encourage companies to share their
sustainability data. FinTechs and
banks are at the core of a sustainable
tomorrow.
solution to banks in Europe and will
be doing the same in the US this
year.
Q. How do you portray the future
of the Company in the next
decade?
Q. What advice would you give to
the upcoming entrepreneurs and
professionals?
We want to enable thousands of
banks offering Sustainability-as-a-
Service to billions of consumers all
over the globe and be the centre of
change for a sustainable tomorrow.
Look for a purpose, something that
leaves a positive impact in our world.
“Be the change you want to see in the
world.” Technology is a game
changer, only with technology can
we solve the climate change issue.
Ulrich Pietsch has been an
entrepreneur all his life – together
with his co-founders, he built
ecolytiq as a company of
entrepreneurs, valuing creativity,
sustainability and an unbroken belief
that technology can be used for the
greater good.
ONE-STOP SOLUTION FOR
SUSTAINABLE BANKING
™

20 | MARCH 2021
In Candid Conversation with
TBF, Julian Kopald is the
Founder of Prodoge have shared
some insightful views and
highlighted the influences made by
their company to be the most
recommended fintech solution
provider.
Prodoge is delivering products that
enable people to do global business
easily with only a mobile phone. It is
now available in 22 languages, 150+
fiat currencies, and people in over
100 countries are using it to buy, sell,
exchange, hold, send, receive, and do
business with crypto currencies.
Julian Kopald is a longtime advocate
of crypto currency and serial
entrepreneur who has been involved
in the crypto currency space for a
decade. Previously, he co-founded
the Peak & Spartan Race series and
developed several early mobile
banking applications among other
endeavors.
Q. Kindly talk about the exclusive
products or services offered by the
Q. Brief us about the Company
journey of rich experience – origin,
inception, early issues, success
stories, and major milestones, to
name a few.
Q. Brief us about the
CEO/Founder of the Company.
PRODOGE
Cryptocurrency Wallet for Business.
™

21 | MARCH 2021
™
Company, How does it distinguish
you from your competitors?
Prodoge is a non-custodial crypto
wallet for Bitcoin, Dogecoin,
DigiByte, Ethereum, and USD Coin.
People can buy, sell, or exchange
these crypto currencies, but Prodoge
diﬀerentiates itself from other crypto
wallets due to its focus on peer to
peer payments and merchant
solutions. Making payments to
friends or merchants is as simple as
typing their username and clicking
“Send” and merchants can get started
accepting payments online, in the
app, or through social media in under
5 minutes through checkout widget,
point of sale, invoicing, and payment
link solutions.
Q. What is the vision and mission
of the Company?
We are delivering products that
empower people to do global
business and payments.
Q. What is the present scenario of
the Fintech sector? How are you
contributing to making it better?
The Fintech sector continues to
innovate and products can now be
divided into “custodial” and “non-
custodial” solutions. Prodoge is a
non-custodial solution that puts the
responsibility of securing the “private
key” for the wallet in the hands of the
individual. This is a big
responsibility, but it provides the
ultimate in security since the private
key owner is the only one who can
access his wallet. Being non-
custodial also allows Prodoge
merchants to receive payments
directly without any middlemen or
merchant fees. When people use
Prodoge, they “become their own
banks” and are able to send payments
Q. What are the marketing
strategies adopted by Company?
Prodoge is available now for all
Apple devices and will be available
for Android devices by the end of the
year.
Q. How do you portray the future
of the Company in the next
decade?
Doing business with crypto will
become much more prevalent in the
years to come and Prodoge will
continue to provide easy payment
and wallet solutions to individuals
and businesses worldwide.
and do business near instantly and for
free with crypto currencies like
DigiByte and Dogecoin. The moment
is Freedom.
Q. With respect to your distinctive
products and services, how have
you helped bring positive
developments in the Telecom
industry?
Q. What advice would you give to
the upcoming entrepreneurs and
professionals?
Crypto currency allows for truly
global business. It's now possible to
send money “instantly” and “for
free” to anyone, anywhere, and
merchants can now accept payments
without paying any merchant fees. If
you haven't yet started with crypto
currency for your business, the time
is now.
Prodoge has partnered with Bitreﬁll
to enable the purchase of prepaid
Airtime minutes with crypto
currencies in over 100 countries
directly from the Prodoge wallet
application. This makes it easier than
ever to use crypto currency in daily
life for the services people need.

FINANCE
EVERYTHING YOU NEED TO KNOW
24 | MARCH 2021
TRANSFORMATION IN
DIGITAL
FINANCE
™

25 | MARCH 2021
™
For decades, the finance
func on has remained sta c.
Conven onal tradi ons,
complex legacy systems, and
tough-to-grasp regula ons
have rendered financial
departments averse to change.
But in today’s dynamic
business environment, these
risk factors can no longer be
ignored. Digitaliza on is
disrup ng the way businesses
operate and forcing incumbent
players to reexamine their
strategies.
What is Digital
Transforma on in Finance?
Digital Transforma on in
finance refers to the use of
digital landscape and
innova ve technology that can
lead to successful financial
management. The primary
objec ve herein is to
streamline processes, enhance
efficiency, minimize errors,
automate workflow, and
n the digital age,
Itechnology is evolving at
such a rapid pace that
businesses must adapt quickly
in order to keep up. Many
industries have already
adopted these trends and are
reaping the rewards of doing
so. The finance industry,
however, has been slower to
change despite increasing
pressure from clients and
shareholders – but this may be
about to change.
The collected, sorted, and
visualized data will be fed to AI
and machine learning
algorithms to save me by
iden fying gaps, make
forecasts, warn of
Data Visualiza on
With the huge amount of data
generated every day, it has
become impera ve for
financial ins tu ons to
understand what the data
actually means. Technologies
that sort our data from data
lakes bring forth ac onable
insights and eliminate
guesswork all the while
empowering stakeholders to
make cri cal business
decisions and set trends in the
industry.
overall gain tangible financial
gains. And most CFOs that are
standing on the corners
observing the industry agree
that leveraging digital
technologies is the only op on
for cu ng costs and keeping
up with the compe on. At
present, it’s not just about
digi zing exis ng processes; it
is also about embracing new
ways of working and constantly
finding new outlets to improve
the way people work together.
Ar ficial Intelligence/
Machine Learning
Top 3 Technologies for the
Future of Finance
shortcomings, and streamline
overall processes. AI will do the
work that humans cannot do
or make up for the me that
humans will spend on the task.
The finance industry is going
through a period of rapid
transforma on. In just a short
span of me, we have seen
significant changes to the way
business is done. Tradi onal
models are being replaced by
new ones, and companies
need to change in order to
adapt to the new environment.
As such, FinTech innova ons
have caught the imagina on of
consumers and business
leaders alike.
Altogether, all these
technologies will provide
financial ins tu ons with
digital dashboards, RPA that
can make the process quicker,
error-less and less me
consuming, forecas ng and
predic ng the future with AI
including compliance and
transparency.
Robo c Process Automa on or
RPA will help the industry in
automa ng repe ve and
tedious tasks. It will also free
up the me of the staff, which
can be u lized in more crucial
tasks.
Robo c Process Automa on

28 | MARCH 2021
EVERYTHING ABOUT
CONTACTLESS
CARDS
WHY YOU SHOULD OPT FOR ONE NEXT TIME
™

29 | MARCH 2021
™
he next time you buy or renew your debit
Tor credit card, ask for a contactless card
instead of a normal one. These cards aren't
that expensive and allow you to conveniently pay
your bill without touching any devices.
Considering today's scenario, this feature fits
right into the context of social distancing.
Here's the juice. These EMV cards aren't secured
by some Ironman-like tech, but they surely are
powered by a smart microprocessor chip solution
that helps protect the cardholder's credentials. Its
role is simple. Perform certain cryptographic
computations to encrypt dialogues with the
processing network and Point-of-Sale terminals.
Each contactless card has a unique private and
public key pair that plays an integral role during
authentication. Upon nearing a terminal, the card
generates a valid cryptographic code through one
of the keys to communicate with terminals.
This code authenticates the genuineness of the
card and is unique in every transaction. The
terminal then uses the other key to validate the
code transmitting from cards.
Still, a lot of you might have a question looming in
your mind - what about security? What if someone
stole my card? Well, these questions are justified.
And as a wise consumer, it's natural to have these
questions. So let's decode every security aspect
as we course through every vulnerability of
contactless cards.
The card comes with a Dynamic Data
Authentication (DDA) feature, which is the latest
security innovation in the field of card payments.
So, how does it work?
What secures the card?
No, unless they are anywhere near 4 centimeters
of the card, RFID readers won't be able to read the
card. Contactless cards rely on near field
communication (NFC) technology to communicate
with terminals. Generally, it uses a 13.56Mhz radio
frequency to communicate with the host. As a
result, it is only able to transmit digital data within
a concise range.
Our aim here was to clear some of the clouds so
that people are more open to these new
technologies.
Note, the communication should be direct.
Meaning- if there is anything between the card
and the terminal then the transaction will not be
successful.
As every code transmitted through the chip is
unique, it is virtually impossible to clone or, in that
case, tamper with contactless cards. As a matter
of fact, these cards are far less vulnerable to
counterfeit than magnetic stripe cards.
Can someone use an RFID reader to activate my
card?
What if someone clones it?
Then what's stopping people from buying
contactless cards?
There are various myths roaming around
contactless technology. We have tried to cover a
lot of them in this article and we are sure that
you'll be able to decode the rest after learning
about the security aspects mentioned above.

As I neared my 10 year Anniversary in business, it was a blessing to
be interviewed by The Business Fame, a genuinely kind experience
whereby they explored by entrepreneurial journey. A meaningful
exchange with gratitude.
Nicole Martin | CEO & Founder | HRBoost LLC
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among their “Inspiring Women Entrepreneurs To Watch In 2020”
— I always to see publications highlighting Lady Bosses!!
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Excellent services rendered by The Business Fame, very accurate
and professional approach. Highly recommend.
Toby Ruckert | Founder & CEO | UIB

The most recommended fintech solution providers 2021

The most recommended fintech solution providers 2021

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