Keres
Research for HOUS Special Committee - Mapping the housing needs in the EU, assessing the impacts of scarcity and providing an overview of relevant EU legislation (At a glance)
This study examines housing needs across the EU, focusing on inequalities in affordability, accessibility, and quality. It provides a mapping of the current housing needs in the EU across territories, including across Member States, rural and urban areas, outermost regions, and islands and across population groups. The study analyses key factors affecting housing demand and supply challenges, and the impacts of housing scarcity on health, education and employment. It also reviews how EU legislation ...
Research for HOUS Special Committee - Mapping the housing needs in the EU, assessing the impacts of scarcity and providing an overview of relevant EU legislation (STUDY)
This study examines housing needs across the EU, focusing on inequalities in affordability, accessibility, and quality. It provides a mapping of the current housing needs in the EU across territories, including across Member States, rural and urban areas, outermost regions, and islands and across population groups. The study analyses key factors affecting housing demand and supply challenges, and the impacts of housing scarcity on health, education and employment. It also reviews how EU legislation ...
Banking Union: Accountability arrangements and practices (10th parliamentary term)
State of play - December 2025 This document provides an overview of the public hearings of the Chair of the Supervisory Board of the European Central Bank and the Chair of the Single Resolution Board in the ECON Committee during the 10th parliamentary term (since July 2024). The briefing lists all research papers requested by the ECON Committee, which are usually provided by a standing panel of banking experts, and lists all EGOV briefings related to the Banking Union. The annex gives an overview ...
The 28th regime
Although it is a long-standing concept, the 28th regime was emphasised by Enrico Letta's report in 2024 as a major recommendation to reinforce the single market and remove internal barriers. The International Monetary Fund estimates that the persistent barriers to the EU single market still represented the equivalent of a 110 % tariff on services. The 28th regime, which has yet to be defined, would possibly be a specific legal framework that would govern various aspects of businesses that opt into ...
Public hearing with Christine Lagarde, Chair of the European Systemic Risk Board (ESRB)
This paper is prepared in view of a regular public hearing with the Chair of the European Systemic Risk Board (ESRB), Christine Lagarde, which will take place on 3 December 2025. It covers the ESRB’s report on crypto-assets and decentralised finance, recent conclusions from the ESRB General Board meeting, the financial sector’s current risk outlook and broader systemic-risk and financial-stability concerns. The paper also analyses the role of money market funds (MMFs), the Commission’s proposed securitisation ...
A pénzügyi szolgáltatásokra vonatkozó politika
A pénzügyi szolgáltatások alapvető elemei az EU belső piaca teljessé tételére irányuló erőfeszítéseknek a szolgáltatások és a tőke szabad mozgásának területén. A fokozatos előrelépés a következő szakaszokra osztható: (1) a nemzeti belépési korlátok megszüntetése (1957–1973); (2) a nemzeti jogszabályok és politikák harmonizációja (1973–1983); (3) a belső piac teljessé tétele (1983–1992); (4) az egységes valutaövezet létrehozása (1993–2007) valamint (5) a globális pénzügyi válság és a válságot követő ...
Geopolitical Risks and the Resilience of Banks in the Banking Union. A review of expertise from the ECON Committee’s Banking Union academic expert panel
Geopolitical risk is a peculiar type of risk for banks and it has gained in prominence recently. Yet, it is hard to grasp, and even more so to quantify. Three papers by academic experts that we have commissioned on behalf of the ECON Committee now provide important insights on geopolitical risk. This thematic briefing reviews the results of the three papers. The papers show the importance of this risk and report on the available evidence and the policy measures in place. They also point to some problems ...
A bankunió
A bankunió alapját az a javaslat képezi, amelyet az Európai Bizottság 2012-ben terjesztett elő a globális pénzügyi válságra és annak az Unióban való kibontakozására reagálva. A legfontosabb újítást az jelentette, hogy az euróövezet legnagyobb bankjainak napi felügyeletével kapcsolatos felelősséget nemzeti szintről európai szintre helyezték át. Az Európai Központi Bankot (EKB) bízták meg a felügyeleti feladatokkal, amelyeket szigorúan el kellett különítenie a monetáris politikával kapcsolatos tevékenységeitől ...
Savings and investments union: Overview and state of play
The EU is facing the challenge of mobilising massive investments required to meet its strategic priorities and must find effective ways to finance them. In response, the European Commission published the savings and investments union (SIU) action plan on 19 March 2025, designed to channel EU savings into productive investments. This briefing presents an overview of the plan. The SIU was launched in the context of the Draghi and Letta reports, which set out recommendations for strengthening the EU's ...
Az Európai Központi Bank (EKB)
Az Európai Központi Bank (EKB) a gazdasági és monetáris unió központi intézménye, és 1999. január 1. óta felel az euróövezet monetáris politikájáért. Az EKB és az összes uniós nemzeti központi bank alkotja a Központi Bankok Európai Rendszerét (KBER). A KBER elsődleges célkitűzése az árstabilitás fenntartása. 2014 óta az EKB felel a hitelintézetek prudenciális felügyeletével kapcsolatos feladatokért az egységes felügyeleti mechanizmus keretében.